Rogue Valley Habitat For Humanity
Community Resource
About this resource
This initiative enables families to construct and purchase their own residences, with homes being sold at no profit to the families involved. Intake Procedure: Contact for further details. Travel/Location: Situated on S Pacific Highway close to Harry and David. Fees: Families are responsible for a closing fee that can reach up to $3000. There is a 0% down payment required for closing costs, along with a mortgage that carries a 0% interest rate (0% APR). The duration of the mortgage varies based on income; Habitat modifies the mortgage length to ensure that the monthly payment (including taxes, insurance, and any applicable condo fees) does not exceed 30% of the homeowner’s gross monthly income at the time of sale.
Who can use this
- Families living in inadequate housing must meet specific criteria, including income guidelines, a commitment to 500 hours of sweat equity, U.S. citizenship or permanent residency, no home ownership in the last 3 years, and the ability to manage mortgage payments with stable income and good credit history.
Documents you may need
- Proof of income
Don't have these? Contact the organization—they may be able to help.
Get in touch
Medford, Oregon
Location
Transit Nearby
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